Dave & Paul

• The Saver's Recipe: Earn → Save → Spend (drain account) → Start over. • The Capitalizer's Recipe: Earn → Capitalize (into a policy) → Leverage (borrow against it) → Repay → Keep Compounding.

You wouldn’t dare take off without doing a walkaround of your aircraft, yet most pilots haven’t done a walkaround of their finances since flight school. The harsh reality of the aviation industry is that your high income is incredibly precarious; you are exactly one medical disqualification away from an income of zero.

Did you realize that when you enrolled in your 401(k) you essentially signed a contract to lock your money in financial prison until you're 59 and a half?